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🇦🇺 Built for Australian Tradies  |  Real advice, plain English
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Concreters
Money & Finance Guide

Everything Australian concreters need to know about tax, insurance, super and charging the right rate. Updated for 2025–26.

💰 Tax Deductions 🛡️ Insurance 🧮 Rate Calculator
Typical AU Hourly Rate
$60–$110

per hour incl. GST

Licence Required
Builder/contractor licence (state-based)
🧮 Work Out Your Rate
Use our free hourly rate calculator to set the right price for your work.
Calculate Now →

💰 Concreters Tax Deductions

As a concreter, the ATO allows you to claim these work-related expenses as tax deductions. Keep receipts for everything.

🔧 Tools & Equipment

  • Concrete mixers
  • Vibrators
  • Screeds
  • Power floats
  • Formwork
  • Levels
  • Instant asset write-off (assets under $20,000)
  • Depreciation on larger items

💸 Common Deductions

  • Tool & equipment costs
  • Vehicle & travel
  • PPE & safety gear
  • Formwork materials
  • Licence fees

🚗 Vehicle & Travel

  • Logbook method (actual costs)
  • Cents per km (up to 5,000km)
  • Ute / van depreciation
  • Fuel, rego, insurance, servicing
  • Toll roads & parking (job sites)
  • Keep a logbook for 12 weeks minimum

📋 Free Concreters Tax Deductions Checklist

Download our free checklist — take it to your accountant at tax time.

Download Free PDF →

🛡️ Insurance for Concreters

Most concreters need several types of cover. Here's what to consider:

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Public liability
Essential cover for concreting work
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Contract works
Essential cover for concreting work
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Income protection
Essential cover for concreting work

Compare Concreters Insurance

Get quotes from multiple providers — takes 2 minutes.

Compare Insurance →

📈 Super & Retirement for Concreters

💼 Super Obligations

  • 11.5% super rate (2024–25)
  • Self-employed: voluntary but tax-deductible
  • Salary sacrifice to reduce tax
  • Catch-up contributions if balance <$500k

🧾 GST & BAS

  • Register for GST once turnover hits $75k
  • Charge 10% GST on invoices
  • Lodge BAS quarterly or monthly
  • Claim GST credits on purchases

🚗 Vehicle Finance

  • Chattel mortgage — claim depreciation
  • Finance lease — lower monthly cost
  • Instant asset write-off on eligible utes
  • Input tax credits on GST component
🧮 Super Calculator 🧾 GST Calculator 🚗 Ute Loan Calculator

📚 Articles for Concreters

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